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Courses presentation
  • 1. An overall view on the Incomes and Expenditures ...

  • 2. Analysis of the Incomes and Expenditures Budget ...

  • 3. Where does money come from, why and how it is taxed ...

  • 4. The world of the rich is a world that lives according to other rules ...

  • 5. Preparing a Plan to obtain the financial independence ...

  • 6. Basic rules and techniques for increasing the incomes ...

  • 7. Types of Investments and types of Investors ...

  • 8. Identifying, attracting and using external resources ...

  • 9. DREEEAMS ! I understand that if I invest I earn money without working ...

  • 10. The Past and Visions on the World Financial Future ...


  • Lesson No. 6 – Basic rules and techniques for increasing the incomes and decreasing the personal expenditures (that is for getting rich).

    We hope that, by means of these courses, we shall change your mentality as far incomes and expenditures are concerned. Rules... rules... rules... by the way, can you drive? I don’t know how you learned, but my instructor taught me many things about clutch, throttle, brakes... and all of them were so logical... but when I started the real driving.... God .... the engine stopped about five times... and the instructor told me that others were even worse... Now, after so many years, I don’t think any more when I press the brake, throttle or clutch pedals, everything is just a series of simple actions... the car is running without my thinking... To be rich means guiding yourself upon certain rules, to do what you are doing in a certain manner... The simplest rule on how to get rich, valid only on the short term (my parents’ favourite) is: “Change your job to a better paid one”. Do you think that my parents observed this rule? No… all their life they had the same job... because they considered it a safe one and because they were afraid of another rule: “To have the courage to make today a step that will give results only tomorrow”.

    A lot of people tell me that I’m lucky... probably I am, but luck is something that does not depend on us. However, I’ll promote that kind of “luck” that will be created by us. A lot of people told me ”.. yes, but you had a starting capital and a stable salary and the bank granted credits to you, we have a different situation...”. What can I say..., I had indeed a capital of 5 000 $ (half of it was borrowed) and that salary, but, in my opinion, the example shown in the previous lesson is just an EXAMPLE, and in order to get some money from investments you only need money... Mind me, I didn’t say “a lot of money”... it’s true that if you want to get a lot of money you need a lot of money, but for getting money (I repeat myself here) you need money, and everybody has money. The first lessons of this course will teach you how to change the structure of your budget, reducing your expenditures and thus saving some money. Even if you wish to earn by investing, you can start from these „savings”.

    In Ianosh Demeter’s opinion, the world can be divided, from the financial point of view, into two categories: consumers and producers. I’ll teach you what to do so that to consume, but to be paid for it ... I’ll teach you to produce, and after that to spend... to be rewarded for the sacrifices... and to see the world with an investor’s eyes.... I’ll tell you more during the course about these two categories and about what you can change into yourselves in order to be what you want to be .... believe me, it’s very simple and what’s very important – it depends only on you...


    1. An overall view on the Incomes and Expenditures Budget and the classical methods of taxation for a natural person.

    2. Analysis of the Incomes and Expenditures Budget, of the prospect and of the methods used to increase the incomes and to decrease the expenditures.

    3. Where does money come from, why and how it is taxed, depending on its source. Test of evaluating the financial skills and the incomes. Basic notions of Financial Education. The 45-year plan.

    4. The world of the rich is a world that lives according to other rules. We begin with the beginning, and the beginning is changing your way of thinking.

    5. Preparing a Plan to obtain the financial independence.

    6. Basic rules and techniques for increasing the incomes and decreasing the personal expenditures (that is for getting rich).

    7. Types of Investments and types of Investors. Active Investments. How we can generate an Active Investment.

    8. Identifying, attracting and using external resources - Other People's Time, Other People's Money, Mentors and many other absolutely necessary things.

    9. DREEEAMS ! I understand that if I invest I earn money without working... but where from can I get money to invest? Financial leverages. Pirghiile financiare.

    10. The Past and Visions on the World Financial Future. Why is it good to be Rich? Ways of protecting the Investments.
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      // Incepand cu 20.12.2004 este disponibila noua versiune a cursurilor de investitii in limbile romana si engleza.
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